How It Works
Enter your ZIP code and tell us about your suspension type
Get matched with carriers who write policies for suspended license drivers in your state
Choose your coverage and your insurer files any required SR-22 directly with your state DMV
Coverage Options
Understanding your coverage options helps you build a policy that protects what matters — without paying for what you don't need.
SR-22 Insurance
An SR-22 is a state-mandated filing proving you carry minimum liability coverage, typically required for 3 years after DUI, excessive points, or driving uninsured. Not all carriers offer SR-22 filing, and premiums average $65–$95/month higher than standard policies.
Non-Owner SR-22
Non-owner policies satisfy SR-22 requirements without owning a vehicle, essential for license reinstatement when you don't have a car. Monthly premiums typically range $25–$50, far lower than standard owner policies.
Liability Insurance
Liability coverage pays for damage you cause to others and is the minimum legal requirement in 49 states. State minimums range from $10,000 to $50,000 per person for bodily injury.
Uninsured Motorist Coverage
Uninsured motorist coverage protects you when hit by a driver with no insurance, required in 20 states and recommended in all. Roughly 13% of U.S. drivers carry no insurance despite legal requirements.
Non-Standard Auto Insurance
Non-standard carriers specialize in high-risk drivers, including those with suspensions, DUIs, or lapses. Premiums run 40–80% higher than standard market rates but offer coverage when major carriers decline.
